Terms and Conditions

Welcome to BeAssured located at www.beassured.io, referred to herein as “website”. The Services are offered to you conditioned upon your acceptance of the terms, conditions, and notices set forth below (collectively, this “Agreement”). By accessing or using the Services, you agree to be bound by this Agreement and represent that you have read and understood its terms. Please read this Agreement carefully, as it contains information concerning your legal rights and limitations on these rights, as well as a section regarding applicable law and jurisdiction of disputes. If you do not accept all of these terms and conditions, you are not authorized to use the Services.

Any information, text, links, graphics, photos, audio, videos, data, code or other materials or arrangements of materials that you can view on, access or otherwise interact with through the Services shall be referred to as “Content”. The terms “we”, “us”, “our” and “BeAssured” refer to BeAssured Co., a Delaware Corporation located in the United States of America.

The term “you” refers to the individual, company, business organization, or other legal entity using the Services and/or contributing Content to them. The Content that you contribute, submit, transmit and/or post to or through the Services shall be referred to variously as “your Content”, “Content of yours”, and/or “Content you submit.”

We may change or otherwise modify this Agreement in the future in accordance with the terms and conditions herein, and you understand and agree that your continued access or use of the Services after such change signifies your acceptance of the updated or modified Agreement. We will note the date that revisions were last made to this Agreement at the bottom of this Agreement, and any revisions will take effect upon posting. We will notify registered users of our Services (such registered users to be referred to as “Account Holders”) of material changes to these terms and conditions by either sending a notice to the email address associated with the Account Holder’s profile or by placing a notice on our website. Be sure to return to this page periodically to review the most current version of this Agreement.

As a condition of your use of the Services, you warrant that (i) all information supplied by via the Services to BeAssured is true, accurate, current and complete, (ii) if you are an Account Holder, you will safeguard your account information and will supervise and be completely responsible for any use of your account by anyone other than you, (iii) you are 18 years of age or older in order to register for an account, use the Services and contribute to the website, and (iv) you possess the legal authority to enter into this Agreement and to use the Services, including our website in accordance with all terms and conditions herein. BeAssured does not knowingly collect the information of anyone under the age of 13. If you believe we have for some reason, please contact us immediately at hello@beassured.io. We retain the right at our sole discretion to deny anyone access to the Services, at any time and for any reason, including, but not limited to, for violation of this Agreement.

By using the Services, including any products or services that facilitate the sharing of Content to or from third party sites, you understand that you are solely responsible for any information that you share with BeAssured. You may access the Services solely as intended through the provided functionality of the Services and as permitted under this Agreement.

Copying, transmission, reproduction, replication, posting or redistribution of (a) Content or any portion thereof and/or (b) the Services more generally is strictly prohibited without the prior written permission of BeAssured. To request permission, please email hello@beassured.io.

Through your use of the Services you may encounter links to third party sites and apps or be able to interact with third party sites and apps. This may include the ability to share Content from the Services, including your Content, with such third party sites and apps. Any interactions with third party sites and apps are at your own risk. You expressly acknowledge and agree that BeAssured is in no way responsible or liable for any such third party sites or apps.

Some Content you see or otherwise access on or through the Services is used for commercial purposes. BeAssured may place advertising and promotions on the Services alongside, near, adjacent, or otherwise in close proximity to your Content (including, for video or other dynamic content, before, during or after its presentation), as well as the Content of others (the “Services Content”). You agree that all Services Content provided in connection with the Services is the responsibility of the person or entity providing such Service Content. You understand and acknowledge that we assume no responsibility to screen or review the Service Content provided as part of the Services. BeAssured shall have the right, but not the obligation, in its sole discretion, to refuse, monitor or remove any Service Content that is available through the Services. BeAssured expressly disclaims all responsibility or liability to users and any other person or entity for the performance or non-performance of the Service Content review. THE SERVICES CONTENT FOUND THROUGH THE SERVICES AND CONTENT MAY NOT BE APPROPRIATE OR SATISFACTORY FOR YOUR USE, AND YOU SHOULD VERIFY ALL CONTENT BEFORE RELYING ON IT.

Please also review our Disclaimer here

The Content and information available on and through the Services (including, but not limited to, messages, data, information, text, music, sound, photos, graphics, video, maps, icons, software, code or other material), as well as the infrastructure used to provide such Content and information, are proprietary to BeAssured. For all Content other than your Content, you agree not to otherwise modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell or resell any information, software, products, or services obtained from or through the Services. Additionally, you agree not to:

• (i) use the Services or Content for any commercial purpose, outside the scope of those commercial purposes for which we make the Services available and related guidelines as made available by BeAssured;
• (ii) access, monitor, reproduce, distribute, transmit, broadcast, display, sell, license, copy or otherwise exploit any Content of the Services, including but not limited to, user profiles and photos, using any robot, spider, scraper or other automated means or any manual process for any purpose not in accordance with this Agreement or without our express written permission;
• (iii) violate the restrictions in any robot exclusion headers on the Services or bypass or circumvent other measures employed to prevent or limit access to the Services;
• (iv) take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure;
• (v) deep-link to any portion of the Services for any purpose without our express written permission;
• (vi) "frame", "mirror" or otherwise incorporate any part of the Services into any other websites or service without our prior written authorization;
• (vii) attempt to modify, translate, adapt, edit, decompile, disassemble, or reverse engineer any software programs used by BeAssured in connection with the Services;
• (viii) circumvent, disable or otherwise interfere with security-related features of the Services or features that prevent or restrict use or copying of any Content; or
• (ix) download any Content unless it's expressly made available for download by BeAssured.

Any personal information you post on or otherwise submit in connection with the Services will be used in accordance with our Privacy Policy.

Please be aware that by providing your Content to or through the Services, you grant BeAssured a nonexclusive, royalty-free, perpetual, transferable, irrevocable and fully sublicensable right to (a) host, use, reproduce, modify, run, adapt, translate, distribute, publish, create derivative works from and publicly display and perform such Content of yours throughout the world in any media, now known or hereafter devised; (b) make your Content available to the rest of the world and to let others do the same; (c) to provide, promote, and improve the Services and to make your Content shared on the Services available to other companies, organizations or individuals for the syndication, broadcast, distribution, promotion or publication of such Content of yours on other media and services, subject to our Privacy Policy and this Agreement; and (d) use the name and/or trademark that you submit in connection with such Content of yours. For the avoidance of doubt and notwithstanding anything to the contrary contained herein, no one (other than the originating creator) shall have the right to commercialize, sublicense or sell for value any other user's Content without the original user's express, written consent, except to the extent such Content is used by BeAssured in furtherance of the Services. You acknowledge and agree that your Content is non-confidential and non-proprietary. You affirm, represent, and warrant that you own or have the necessary licenses, rights (including copyright and other proprietary rights), consents, and permissions to publish and otherwise use (and for BeAssured to publish and otherwise use) your Content as authorized under this Agreement. The foregoing applies to any of your Content provided to or through the Services, be it via email, via the services and applications of others, or otherwise, including any of your Content that is transmitted to your BeAssured account, reviews, questions, photographs or videos, comments, suggestions, ideas or the like contained in any of your Content.

In order to revoke your consent, you must delete such Content. However, BeAssured may continue to use such Content (provided that it does not include any personally identifiable information) unless and until you deactivate your account.

Note that any feedback and other suggestions you provide may be used at any time and we are under no obligation to keep them confidential. By submitting suggestions and other feedback regarding the Services, you agree that we can use and share such feedback for any purpose without compensation to you.

If BeAssured provides interactive areas on the website, you are solely responsible for your use of such interactive areas and use them at your own risk. BeAssured does not guarantee any confidentiality with respect to any of your Content you provide to the Services or in any interactive area. You understand that BeAssured does not edit or control the user messages posted to or distributed through the Services, and will not be in any way responsible or liable. In particular, BeAssured does not edit or control users' Content that appears on the website. BeAssured nevertheless reserves the right to remove without notice any such messaging or other Content from the Services, where they believe in good faith that such Content breaches this Agreement or otherwise believe the removal is reasonably necessary to safeguard the rights of BeAssured and/or its users. Should you disagree with the removal of your Content from the website, you may contact BeAssured by email at hello@beassured.io to make your objections. By using any interactive areas, you expressly agree only to submit Content of yours that complies with BeAssured's published guidelines, as are in force at the time of submission and made available to you by BeAssured. You expressly agree not to post, upload to, transmit, distribute, store, create or otherwise publish through the Services any Content of yours that:

1. Is false, unlawful, misleading, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing (or advocates harassment of another person), threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent or otherwise objectionable;
2. Is patently offensive to the online community, such as that which promotes racism, bigotry, hatred or physical harm of any kind against any group or individual;
3. Would constitute, encourage, promote or provide instructions for conduct of an illegal activity, a criminal offense, give rise to civil liability, violate the rights of any party in any country of the world, or that would otherwise create liability or violate any local, state, national or international law, including, without limitation, the regulations of the U.S. Securities and Exchange Commission (SEC) or any rules of any securities exchange, including but not limited to, the New York Stock Exchange (NYSE), the NASDAQ or the London Stock Exchange;
4. 4. Provides instructional information about illegal activities such as making or buying illegal weapons, violating someone's privacy, or providing or creating computer viruses;
5. May infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party. In particular, content that promotes an illegal or unauthorized copy of another's copyrighted work, such as providing pirated computer programs or links to them, providing information to circumvent manufacturer-installed copy-protect devices, or providing pirated music or links to pirated music files;
6. Constitutes mass mailings or “spamming”, “junk mail”, “chain letters” or “pyramid schemes”;
7. Impersonates any person or entity or otherwise misrepresents your affiliation with a person or entity, including BeAssured;
8. Is private information of any third party, including, without limitation, addresses, phone numbers, email addresses, Social Security numbers and credit card numbers. Note that an individual's surname (family name) may be posted to our website, but only where express permission of the identified individual has been secured beforehand;
9. Contains restricted or password only access pages, or hidden pages or images (those not linked to or from another accessible page);
10. Include or are intended to facilitate viruses, corrupted data or other harmful, disruptive or destructive files;
11. Is unrelated to the topic of the interactive area(s) in which such Content is posted; or
12. In the sole judgment of BeAssured, (a) violates the previous subsections herein, (b)violates BeAssured's related guidelines as made available to you by BeAssured, (c)is objectionable, (d) restricts or inhibits any other person from using or enjoying the interactive areas or any other aspect of the Services, or (e) may expose BeAssured or their users to any harm or liability of any type.

BeAssured takes no responsibility and assume no liability for any Content posted, stored, transmitted or uploaded to the Services by you (in the case of your Content) or any third party (in the case of any and all Content more generally), or for any loss or damage thereto, nor is BeAssured for any mistakes, defamation, slander, libel, omissions, falsehoods, obscenity, pornography or profanity you may encounter. As a provider of interactive services, BeAssured is not liable for any statements, representations or any other Content provided by its users (including you as to your Content) on the website or any other forum. Although BeAssured has no obligation to screen, edit or monitor any of the Content posted to or distributed through any interactive area, BeAssured reserves the right, and has absolute discretion, to remove, screen, translate or edit without notice any Content posted or stored on the Services at any time and for any reason, or to have such actions performed by third parties on their behalf, and you are solely responsible for creating backup copies of and replacing any Content you post or otherwise submit to us or store on the Services at your sole cost and expense.

Any use of the interactive areas or other aspects of the Services in violation of the foregoing violates the terms of this Agreement and may result in, among other things, termination or suspension of your rights to use the interactive areas and/or the Services more generally.

You agree to defend and indemnify BeAssured and any of their officers, directors, employees and agents from and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature including but not limited to reasonable legal and accounting fees, brought by third parties as a result of:

• (i) your breach of this Agreement or the documents referenced herein;
• (ii) your violation of any law or the rights of a third party; or
• (iii) your use of the Services.

The Services may contain hyperlinks to websites operated by parties other than BeAssured. Such hyperlinks are provided for your reference only. BeAssured does not control such websites and are not responsible for their contents or the privacy or other practices of such websites. Any interactions with such hyperlinks or third party websites are at your own risk. You expressly acknowledge and agree that BeAssured is in no way responsible or liable for any such hyperlinks or third party websites. Further, it is up to you to take precautions to ensure that whatever links you select or software you download (whether from this or any other website) is free of such items as viruses, worms, trojan horses, defects and other items of a destructive nature. BeAssured's inclusion of hyperlinks to such websites does not imply any endorsement of the material on such third party websites or apps or any association with their operators.

Software from the Services is further subject to United States export controls. No software from the Services may be downloaded or otherwise exported or re-exported (a) into (or to a national or resident of) Cuba, Iraq, Sudan, North Korea, Iran, Syria, or any other country to which the U.S. has embargoed goods, or (b) to anyone on the U.S. Treasury Department list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. By using the Services, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list.

As noted above, the Services include software, which at times may be referred to as “apps”. Any software that is made available to download from the Services ("Software") is the copyrighted work of BeAssured or other party as identified. Your use of such Software is governed by the terms of the end user license agreement, if any, which accompanies, or is included with, the Software. You may not install or use any Software that is accompanied by or includes a license agreement unless you first agree to the terms of such license agreement. For any Software made available for download by way of the Services and which is not accompanied by a license agreement, we hereby grant to you, the user, a limited, personal, nontransferable license to use the Software for viewing and otherwise using the Services in accordance with this Agreement's terms and conditions (including those policies referenced herein) and for no other purpose.

Please note that the Software, including, without limitation, all HTML, Javascript, JSON, and Active X controls contained in the Services, is owned or licensed by BeAssured, and is protected by copyright laws and international treaty provisions. Any reproduction or redistribution of the Software is expressly prohibited, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT OR THIS AGREEMENT (AS APPLICABLE).

BeAssured's logo and all other product or service names or slogans displayed on the Services may not be copied, imitated or used, in whole or in part, without the prior written permission of BeAssured. In addition, the look and feel of the Services, including our website, as well as all page headers, custom graphics, button icons and scripts related to same, is the service mark, trademark and/or trade dress of BeAssured and may not be copied, imitated or used, in whole or in part, without the prior written permission of BeAssured. All other trademarks, registered trademarks, product names and company names or logos mentioned on the Services are the property of their respective owners. Except to the extent noted elsewhere in this Agreement, reference to any products, services, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by BeAssured.

All rights reserved. BeAssured is not responsible for content on websites operated by parties other than BeAssured.

BeAssured operates on a "notice and takedown" basis. If you have any complaints or objections to Content, including user messages posted on the Services, or if you believe that material or content posted on the Services infringes a copyright that you hold, please contact us immediately at hello@beassured.io. BeAssured will respond to valid and properly substantiated complaints by making all reasonable efforts to remove manifestly illegal content within a reasonable time.

For purposes of the Digital Millenium Copyright Act (“DMCA”), we have designated an agent for notices of claimed infringement. If you have any objections governed by the DMCA, please contact the agent listed below . WE provide this contact information for purposes of the DMCA only and reserve the right to respond to communication that is relevant for this purpose.

Contact information: if you wish to contact us regarding (i) information on our products and services, (ii) permission to reproduce any Content on the Services, (iii) notices of claimed infringement under the DMCA, or (iv) any other reason, please contact:

BeAssured may change, add or delete these terms and conditions of this Agreement or any portion thereof from time to time in its sole discretion where we deem it necessary for legal, general regulatory and technical purposes, or due to changes in the Services provided or nature or layout of Services. Thereafter, you expressly agree to be bound by the terms and conditions of this Agreement as amended.

BeAssured may change, suspend or discontinue any aspect of the Services at any time, including availability of any of the Services’ features, databases or Content. BeAssured may also impose limits or otherwise restrict your access to all or parts of the Services without notice or liability for technical or security reasons, to prevent against unauthorized access, loss of, or destruction of data or where BeAssured considers in its/their sole discretion that you are in breach of any provision of this Agreement or of any law or regulation and where BeAssured decides to discontinue providing any aspect of the Services.

YOUR CONTINUED USE OF THE SERVICES NOW, OR FOLLOWING THE POSTING OF ANY SUCH NOTICE OF ANY CHANGES, WILL INDICATE ACCEPTANCE BY YOU OF SUCH MODIFICATIONS.

BeAssured may terminate this Agreement with you at any time, without advanced notice, where it believes in good faith that you have breached this Agreement or otherwise believes that termination is reasonably necessary to safeguard the rights of BeAssured and/or others users of the Services. That means that we may stop providing you with Services.

This website is owned and controlled by BeAssured Co. This Agreement and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with it or its subject matter or formation shall be governed by and construed in accordance with the law of Illinois, USA. You hereby consent to the exclusive jurisdiction and venue of courts in Illinois, USA and stipulate to the fairness and convenience of proceedings in such courts for all disputes, both contractual and noncontractual, arising out of or relating to the use of the Services by you or any third party. You agree that all claims you may have against BeAssured Co. arising from or relating to the Services must be heard and resolved in a court of competent subject matter jurisdiction located in Illinois. Use of the Services is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including, without limitation, this paragraph. Nothing in this clause shall limit the right of BeAssured Co. to take proceedings against you in any other court, or courts, of competent jurisdiction. The foregoing shall not apply to the extent that applicable law in your country of residence requires application of another law and/or jurisdiction - in particular, if you are using the Services as a consumer - and this cannot be excluded by contract and will not be governed by the United Nations Conventions on Contracts for the International Sale of Goods, if otherwise applicable. If you use the Services as a consumer, and not as business or Business Representative, you may be entitled to bring claims against BeAssured Co. in the Courts of your country of residence. This clause shall otherwise apply to the maximum extent allowed in your country or residence.

We reserve the right to reclaim any username, account name, nickname, handle or any other user identifier for any reason without liability to you.

You agree that no joint venture, agency, partnership, or employment relationship exists between you and BeAssured as a result of this Agreement or use of the Services.

Our performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement limits our right to comply with law enforcement or other governmental or legal requests or requirements relating to your use of the Services or information provided to or gathered by us with respect to such use. To the extent allowed by applicable law, you agree that you will bring any claim or cause of action arising from or relating to your access or use of the Services within two (2) years from the date on which such claim or action arose or accrued or such claim or cause of action will be irrevocably waived.

If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remaining provisions in this Agreement shall continue in effect.

This Agreement (and any other terms and conditions referenced herein) constitutes the entire agreement between you and BeAssured with respect to the Services and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and BeAssured with respect to the Services. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

The website on which Services may be accessed may not always be updated on a periodic or regular basis and consequently are not required to register as editorial product under any relevant law.

Fictitious names of companies, products, people, characters, and/or data mentioned in, on or through the Services are not intended to represent any real individual, company, product, or event.

You are prohibited from transferring any of your rights or obligations under this Agreement to anyone else without our consent.

Any rights not expressly granted herein are reserved.

For answers to your questions contact us at hello@beassured.io